ricky spends 103.19 in additional interest and charges on monthly payments as the result of the prior bankrupsy, if ricky…

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ricky spends 103.19 in additional interest and charges on monthly payments as the result of the prior bankrupsy, if ricky has been able to save this money for a yearand then put it into a savings account earning 3.1% simple interest, how much money could he save in two years

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