Developments in South Africa`s financial sector have seen new banks being licensed. Besides, retaile

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Developments in South Africa`s financial sector have seen new banks being licensed. Besides, retailers such as Shoprite are now offering money transfer services- a thing that was only done by banks before. An environmental analysis of the banking sector has revealed that traditional banks such as ABSA, Nedbank and Standard Bank are no longer as viable as before.

3.1. Absa Chief Executive officer noted that the company has challenges executing the current strategy. Assuming that the company authorized the rejuvenation; give your advice on challenges that Absa Bank is likely to face. Support your answer.

3.2 One key aspect of good corporate governance- is the development of clear lines of responsibilities. Distinguish the role of the current SA Express` Board of Directors from that of its executive management.

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